Wells Fargo Reflect℠ Card | CompareCredit Expert Review


We’re declaring a brand new Finest in Class winner within the Steadiness Switch class to kick off the brand new 12 months.

The newly launched Wells Fargo Mirror Card gives as much as a full 21-month 0% APR intro interval. That is the longest interest-free interval obtainable in the marketplace at present, which is a very powerful issue you will want to contemplate.

Backside Line:

  • NEW 0% intro APR for as much as 21 months. Enroll on-line at present and you will not pay any curiosity in any respect till October 2023. The 21 month interval begins once you open the account and applies to all purchases and qualifying steadiness transfers.
  • Free cellphone safety in case your cellphone is broken or stolen.
  • $0 annual price.

(3,875 opinions)

Why We Charge This The Prime Steadiness Switch Card

Steadiness switch bank cards are principally measured by a single customary — time. It is all about how a lot time they provide you to pay down debt with out curiosity. By that customary, the Wells Fargo Mirror Card’s 21-month 0% APR intro interval on each purchases and steadiness transfers is the longest of any card obtainable in the marketplace at present. You begin with an 18 month 0% intro APR interval from account opening, then so long as you proceed to make on-time minimal funds, that 0% APR extends as much as 3 months for a grand whole of 21 months interest-free.

What we’re seeing is the Wells Fargo Mirror Card drive curiosity from individuals who…

… Wish to delay preliminary curiosity funds on new purchases

… Have an current steadiness they need to switch

… Want a time window to repay their steadiness earlier than they begin paying curiosity

If you happen to had been to enroll on-line for the cardboard at present you’d have till Oct. 2023 earlier than you begin getting hit with curiosity expenses. It is like taking a 21-month trip from paying curiosity!

Greater than only a steadiness switch card

The longest 0% Intro APR interval in the marketplace is motive sufficient to say sure to this card. On high of that, Wells Fargo gives a number of extra perks that make this our new must-have amongst Steadiness Switch playing cards:

  • No annual price. The cardboard is designed that can assist you lower your expenses. You may mechanically keep away from any annual or upfront charges.
  • Free Cell Telephone Safety as much as $600 if broken or stolen when cardholders pay their month-to-month cellphone invoice with their Mirror Card (topic to a $25 deductible). With the worth of a typical cellphone within the lots of of {dollars}, having some form of insurance coverage is a good suggestion.
  • Earn Money Again via My Wells Fargo Offers. I can login to my Wells Fargo account on-line or via the cell app to view and activate offers for procuring, eating, and experiences — Incomes a further 10% and even 20% again on eligible purchases is a extremely distinctive perk, particularly in case you benefit from these sorts of gives recurrently.
  • Constructed-in Zero Legal responsibility Safety to make sure cardholders will not be held chargeable for any unauthorized transactions, when reported promptly.

Who Ought to Get This Card

The Wells Fargo Mirror Card is a good match for individuals who need loads of time to pay down debt or finance a big buy, with out being charged curiosity.

For this reason I’ve personally signed up for this card and suggest it to all my pals. This mixture of options – the 21-month trip from paying curiosity, $600 in cellphone safety, money again potential and no annual price – is simply too good to cross up. We do not understand how longer they’re going to offer it.

Keep in mind, for Steadiness Switch playing cards it is all about time. We recommend not losing any time ready to use for the premier steadiness switch card in the marketplace. Then taking your time to pay down your steadiness with no extra curiosity for as much as 21 months.

Merely click on right here to use and discover out in case you are permitted. You may get a choice in 60 seconds or much less. Why wait?


Every month, the CompareCredit crew opinions over 100 bank card gives inspecting the options most dear to shoppers together with rewards, sign-up bonus, the rate of interest, charges and different options to determine one of the best gives proven right here.

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